Insurance

SmokyOwl wrote: Where tf are you guys gettin' your insurance so low???? I'm payin' ~$350 a year on my KZ1100, I don't remember exactly; it was definately over 300, maybe it was over 400 though for full coverage.

GEICO

Grew up on the islands. Not that that is important, but it was kind of close knit community. The stuff you see in the movies (the older ones) where things were kind of over looked you know like that having the back of your truck full of empty beer cans as you were heading home from a day of surfing and swerving loose s turns. And your come back is "I didn't mean to, and it won't happen again". Well to you guys in LE that were put into those positions, you have my gratitude. Today and at least the last 15 years I don't know bars any more. What's a bar. Back then, teenage bar hoping (as is probably still the norm today) was the thing. By 21, I was burned out.

Just updated the po.licy. Added the roadside assistance. Policy states it's $10. The invoices say $8 and the other one says $9 increase. Whichever one it is still seems more than reasonable. The fine print says they basically show up and help you out. On paper, seems impressive.

Wish I had it crossing the Mojave in 115* weather time and time again. Out there you're SOL without it. Got it now.
Steve

jakedude wrote: In Washington State there is no requirement to have insurance on your motorcycle. All other motor vehicles you are required. I don't recommend riding without it, but I did when I was young. I used to speed quite a bit in my youth as well. I generally keep it under 10 mph over the posted limit. That seems to be the real speed limit any way.

Montana doesn't require it either so I didn't carry it. Then ad some of you know, I wrecked my bike. I bent the front wheel so bad that I could not move the bike. The problem was it was on a tight blind corner on a busy summer day. That was when I realized I really need the insurance. What if someone came around the corner and also got in an accident by hitting my bike or trying to avoid it? I would have been in serious trouble. I cert would not have funds today to rebuild my bike. Fortunately I had souch adrenaline running through me that I managed to flip and drag the bike to the side of the road.

I've been telling myself, and have been told, my kids are so chatty. No doubt!

That happened in Montana? I thought it happened in AZ. I remember that. I was bummed to hear it. Looks like the bike will be better than ever.
Steve

I was transporting the flag from MT to ID. I was actually across the Idaho border. I had a deer jump out in front of me on a tight corner. By the time I grabbed enough brake to avoid the deer ,I didn't have enough road left. The road was freshly chip sealed and had a lot of loose gravel. Once the front wheel was on the gravel it was game over. Front wheel slid hit the guard rail and shot me out to the middle of the road.

Damn, those deer are big RATS as far as I'm concerned. I was on a logging road, heard a noise and a deer came out of a ravine, passed me and ran in front of me. Barley missed it. Were you hurt? They deserve to be shot and eaten. :evil:
Steve

I wish Colorado didn't require it. I have 7 Kawasaki KZs that I can't register without insurance and I'm not going to pay for that on any of them. Colorado also raised the registration fee that was around $11.00 for an older motorcycle to around $60.00, so I suppose I wouldn't registered most of them anyway. I can take 90 seconds, remove the plate of a newer motorcycle, put it on one of the KZs. Heck with the insurance crap.

Get caught, you could lose the bike.
Steve

I think I paid more to register my 81 bike than our 12 y/o minivan.

RonKZ650 wrote: I wish Colorado didn't require it. I have 7 Kawasaki KZs that I can't register without insurance and I'm not going to pay for that on any of them. Colorado also raised the registration fee that was around $11.00 for an older motorcycle to around $60.00, so I suppose I wouldn't registered most of them anyway. I can take 90 seconds, remove the plate of a newer motorcycle, put it on one of the KZs. Heck with the insurance crap.

RonKZ650 wrote: I wish Colorado didn't require it. I have 7 Kawasaki KZs that I can't register without insurance and I'm not going to pay for that on any of them. Colorado also raised the registration fee that was around $11.00 for an older motorcycle to around $60.00, so I suppose I wouldn't registered most of them anyway. I can take 90 seconds, remove the plate of a newer motorcycle, put it on one of the KZs. Heck with the insurance crap.

Over the years I have received several letters from the Oregon DMV questioning my lack of insurance on registered bikes. I can only guess they took a break from their coffee breaks and queried my insurance company. Each time they surprisingly, accepted my explanation that these bikes were part of my collection and were not driven on the road.
Bill