Progressive, hands down.
$347 a year to FULL cover my 2006 ZG1000 and my 1979 KZ1000E1. They were the only company I could find that would insure my riding gear too. I ride ATGATT, leathers mostly so if I were to go down it could get costly.
They work it like this:
on the ZG I get $3000 of "accessories" coverage which includes anything on me, helmet, leathers, boots, helmet to helmet communicators, etc; plus any mods to the bike, like luggage, tank bag, crash bars, GPS or cameras if mounted, etc.
On the 1979 KZ1000 I have $8000 of "accessories" coverage, they will use that to cover the fortune I have in the bike from restoring it, you do have to have the receipts which I do, the only "loss" would be depreciation and my labor.
I also get road side assistance and tow. The liability is 500k/250k.
If I want to add my KZ550, it will run me just $10 more for a year for just the 500k/250k liability.
I was with State Farm, it was no where near as good of coverage, no accessory coverage, 300k/100k, no road side assistance, no full coverage available on the KZ and all of it for $502 a year, if I added the 550 it was another $105 a year! Big range of prices out there, you have to shop.
Last note, your premiums are not only based on the bike but your driving record, your age & gender and most overlooked is your credit rating. I don't agree with the credit rating BS but that is the way it is.
1979 KZ1000E1 SOLD!
1984 KZ550F2 SOLD!
2006 ZG1000A6F (Totaled)
2001 ZRX1200R (Sold)
2001 Sprint 955i ST (daily rider)
