Insurance model letter differences?

Maybe someone can fill me in on this. Trying to get motorcycle insurance on my kz750 twin year 79. Vin doesn't show up in any insurance companies systems although they have model letters E,F,K,L,M,N,R,S,H . Is this bike just a cruiser that isn't listed ? Of all the bikes listed you would think it would be in there. If anyone can recommend a good company too that'd be great. I know there can be significant price differences between companies.
-Schmeck

Many insurance companies have a difficult time with the 13 digit VIN (which your B model is) and as such, cannot properly identify the model. The issue is that you have to find an agent who is old enough to remember that they didn't transition to the 17 digit system until 1980 or so. I use Progressive...and they still screwed up my model ID...but I have insurance.

The 1979 KZ750 is model KZ750-B4. The VIN range is KZ750B-033101 to KZ750B-046100. Here's the link for your insurance co. Ask to speak with a mature adult who has experience with older vehicles that pre-date the 17 position VIN. Ed

kz750twins.com/?p=327

Insurance is ridiculous. Of all the bikes in the garage, the 1984 gpz 550 is the most expensive because it's a "Ninja"! Really, now.

I use Foremost. They are cheap, but I don't know how good they are when you make a claim.

I have three 81 Gpz's with nearly the same vin. They had to insure one of them as an LTD, I tried to explain that they were all "D" model gpz's, even the vin says "D" right in it, but they couldn't change it on their computer. So LTD it is. The price was the same either way.

loudhvx wrote: I use Foremost. They are cheap, but I don't know how good they are when you make a claim.

I have three 81 Gpz's with nearly the same vin. They had to insure one of them as an LTD, I tried to explain that they were all "D" model gpz's, even the vin says "D" right in it, but they couldn't change it on their computer. So LTD it is. The price was the same either way.

Amusing...Progressive has one of my KZ1000A models insured as an 'S' model. :laugh:

I use Gieco and they did not have an issue with my VIN on my 77KZ1000

Speaking of insurance, someone told me that either Geico or Progressive supports and helps finance red light cameras and speed cameras. It's a money maker for insurance companies that raise rates for those with tickets. I haven't confirmed any of this... just wondering if anyone else has heard this.

Red light camera's save them money.
We have them here and at every intersection
that has one the crash rate's have dropped 50% or more.

Hmm. There was a story that at red lights in Chicago, crash rates had increased where there were cameras.

We have many many of them here, but they were installed to bring in revenue rather than reduce accidents. This was pretty obvious because when they first installed them they changed the timing of the amber light at those intersections to 1 second! Green......1 second of amber.......Flash- red light ticket! When that light turned amber you either slammed on the brakes and hoped no one hit the rear of your vehicle or you got a ticket! It was so bad and folks raised so much hell about it that they reset the amber light timing back to normal.

We have many many speed limit cameras too. Some are in school zones, but there are lots of them out in the boondocks on country roads where there's no traffic and nobody ever crosses a street. Those have only one purpose - easy revenue for the county. One of my favorites is where you turn off a 50mph road onto a 25 mph road that goes through a wooded area. The camera is right there, so you better slow way down before making the turn. :laugh: Ed

If the city were actually worried about safety, it would stop putting curbs in the middle of the street where you can't see them at night, and don't expect them to be... in the divider. Not so deadly in a car, but pretty hazardous to a motorcycle.

Also, they now put concrete planters in the area where a motorcycle might escape from an accident. They also recently started placing cross-walk signs in between lanes, so if you are changing lanes behind a truck and don't know it's there, you end up crashing into a PVC post anchored to the road. I'm fine with trying to save pedestrians, but does it mean you have to cause vehicle crashes to do it? Most of them are sheared off by cars, so you only have to deal with a jagged stump of PVC sticking out of the road, but they get replaced.

Oh, and certain areas of the roads were deemed unsafe to park, so they were no parking zones. But now that the city has a bike-share program, those areas are now considered perfectly safe to install bike rental kiosks and a bunch of bicycles. The city also has to reimburse the bike-rental corporation if they have an operating loss for the fiscal year.

When it comes to generating money, safety is not an issue.